•Business & Equipment

•Purchase & Refinance

•Owner User LTV 75-90%

•Rates from 12%

•3-10 Year Terms

•Up to 25 Year Amortization

•Fees 2-4%

•Recourse & Limited Recourse

•Conventional & Private Capital

•Business & Equipment

•Purchase & Refinance

•Owner User LTV 65-90%

•Rates from 12%

•1-5 Year Terms

•Up to 15 Year Amortization

•Fees 2-4%

•Recourse & Limited Recourse

•Conventional & Private Capital

•Business & Equipment

•Purchase & Refinance

•Owner User LTV 75-100%

•Rates from 12%

•Revolving

•Fixed Rate

•Fees 2-4%

•Recourse & Limited Recourse

•Conventional & Private Capital

•Machinery

•Tools

•Computers

•Tenant Improvements

•Furniture

•Displays

Business owners are always looking for ways to improve their customer service, and one effective method is by acquiring new and advanced equipment. However, the cost of this equipment can be significant. Equipment financing from Players Club Capital offers a solution by providing businesses with a convenient and cost-effective way to purchase new or used equipment, which can increase productivity, efficiency and customer service.

Equipment financing is a type of loan that is used to purchase equipment or machinery that is essential for running a business, such as commercial trucks, restaurant equipment or construction equipment. This type of loan allows the borrower to make regular payments that include both interest and principal over a fixed period of time.

Many businesses choose equipment financing as a way to upgrade or replace their equipment while still retaining cash flow and working capital. With this type of loan, lenders often finance between 80-100% of the equipment and the equipment itself serves as collateral for the loan, resulting in lower interest rates and longer terms.

The amount that you can borrow and the interest rate will depend on the value of the equipment and the strength of your loan application. Additionally, the loan term will not exceed the useful lifetime of the equipment.

Equipment financing allows businesses to acquire a variety of equipment, including computers, trucks, ovens, desks, furniture, copiers, forklifts, and farm machinery without having to pay the full cost upfront.

•Loan Application

•660 FICO Score

•$100,000 in Annual Revenue

•2 Years of Business Tax Returns (Form 1120-S, 1065, or 1040 Schedule C)

•2 Years of Personal Tax Returns (Form 1040)

•6 Months of Business Bank Statements

•Profit and Loss Statement (Matching Balance Sheet date)

•Balance Sheet (Matching P&L date)

•Pro Forma Projections 2023-2025

•Purchase Price, NOI, Taxes, & Insurance

•No Criminal Record, Foreclosures, or Bankruptcies Within 3 Years

We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.