•Single & Multi-Tenant Properties

•Purchase, Refinance, & 1031 Exchange

•Investor LTV 50-75%

•Rates from 5.66%

•3-15 Year Terms

•Up to 25 Year Amortization

•Fees 2-4%

•Recourse & Non-Recourse

•Conventional & Private Capital

•Single & Multi-Tenant Properties

•Purchase, Refinance, & 1031 Exchange

•Investor LTV 50-60%

•Rates from 7.75%

•1-5 Year Terms

•Up to 10 Year Amortization

•Fees 2-4%

•Recourse

•Conventional & Private Capital

•Single & Multi-Tenant Properties

•Purchase, Refinance, & Construction

•Owner User LTV 70-85%

•Rates from 8.5%

•3-25 Year Terms

•Up to 25 Year Amortization

•Fees 2-4%

•Recourse & Non-Recourse

•SBA, Conventional, & Private Capital

•Automotive & Gas Stations

•Restaurants & Grocery Stores

•Retail Pharmacies, Products, & Services

•Strip Centers

•Shopping Centers

•Regional Malls

Our retail loan program offers financing for a range of retail properties, including anchored and unanchored retail spaces, regional malls, power centers, and factory outlet centers. We also offer financing for stand-alone big-box retail properties.

Our program covers NNN (triple net leased) properties leased to credit tenants such as CVS, Walgreens, AutoZone, Family Dollar, and Starbucks. We are very competitive in our rates and loan terms for these single tenant credit tenants. In addition to single tenant properties, we also offer financing for multi-tenanted retail shopping centers located in both suburban and urban areas with a minimum population of 50,000.

Our program includes anchored retail shopping centers with major anchor tenants, unanchored shopping centers, retail strip centers, and other properties with multiple rental tenants. We prioritize properties with good quality long-term tenants and stabilized cash flow, but we also consider value-add properties.

•Loan Application

•660 FICO Score

•$100,000 in Annual Revenue

•2 Years of Business Tax Returns (Form 1120-S, 1065, or 1040 Schedule C)

•2 Years of Personal Tax Returns (Form 1040)

•6 Months of Business Bank Statements

•Profit and Loss Statement (Matching Balance Sheet date)

•Balance Sheet (Matching P&L date)

•Pro Forma Projections 2023-2025

•Purchase Price, NOI, Taxes, & Insurance

•No Criminal Record, Foreclosures, or Bankruptcies Within 3 Years

We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.