•Single & Multi-Tenant Properties

•Purchase, Refinance, & 1031 Exchange

•Investor LTV 50-75%

•Rates from 5.66%

•3-15 Year Terms

•Up to 25 Year Amortization

•Fees 1-4%

•Recourse & Non-Recourse

•Conventional & Private Capital

•Single & Multi-Tenant Properties

•Purchase, Refinance, & 1031 Exchange

•Investor LTV 50-60%

•Rates from 7.75%

•1-5 Year Terms

•Up to 10 Year Amortization

•Fees 2-4%

•Recourse

•Conventional & Private Capital

•Single & Multi-Tenant Properties

•Purchase, Refinance, & Construction

•Owner User LTV 70-85%

•Rates from 8.5%

•3-25 Year Terms

•Up to 25 Year Amortization

•Fees 1.5-4%

•Recourse & Non-Recourse

•SBA, Conventional, & Private Capital

•Medical

•Professional Services

•Corporate Headquarters & Campuses

•Business Condominiums

•Business Parks

•Suburban, Mid Rise, & High Rise

Office properties, such as single-story suburban and downtown buildings, multi-tenant high-rises, single-tenant properties, and mixed-use properties, are a significant part of the commercial lending market. Conventional financing options typically provide funding up to 80% of the value or cost of the property, with the potential for B-notes or mezzanine financing to increase this by an additional 5-10%. The Debt Service Coverage Ratio (DSCR) for these properties usually starts at around 1.20. Loan terms of 5, 7, 10, 15, 20, 25, and 30 years are common, and interest-only, balloon notes, and long-term fixed options are available. Recourse, or personal guarantees, may or may not be required for commercial programs.

Players Club Capital offers office building loans for businesses looking to purchase or construct their own office space, including office condos and properties suitable for fix and flip projects. We also provide investment office building loans for companies interested in acquiring tenant-occupied properties or building mixed-use office buildings with retail and/or residential space. These services are available for both primary and secondary market locations.

Office buildings in prime locations can be a reliable source of rental income for investors, and it is not uncommon for a company to occupy a portion of the space while leasing out the rest. Additionally, we offer refinancing options for existing office buildings that need upgrades or rehabilitation. If your company is considering owning and occupying an office building, please contact us for assistance in securing the best possible terms for short-term and long-term capital.

•Loan Application

•660 FICO Score

•$100,000 in Annual Revenue

•2 Years of Business Tax Returns (Form 1120-S, 1065, or 1040 Schedule C)

•2 Years of Personal Tax Returns (Form 1040)

•6 Months of Business Bank Statements

•Profit and Loss Statement (Matching Balance Sheet date)

•Balance Sheet (Matching P&L date)

•Pro Forma Projections 2023-2025

•Purchase Price, NOI, Taxes, & Insurance

•No Criminal Record, Foreclosures, or Bankruptcies Within 3 Years

We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.